Smartphones have become an essential part of our lives in the digital era. Whether it's for communication, shopping, or entertainment, there's an app for nearly everything. But did you know you can also make money and earn rewards through refer-and-earn programs by recommending apps to friends and family?
In India, refer-and-earn apps have gained significant popularity as they offer users the opportunity to earn attractive rewards by referring others. You can make anywhere from ₹150 to ₹10,000 per referral on these top apps, all without any initial investment. In this article, we'll explore some of the highest-paying refer-and-earn apps in India that can provide exciting opportunities for earning rewards and money.
There are several high-paying refer-and-earn apps where you can make money. Here are some of the top types of refer-and-earn apps in India that offer the best bonuses:
Refer-and-earn apps have become popular for several reasons, making them an attractive option for users seeking rewards and money. Here’s why they’re so appealing:
The MPL Pro (Mobile Premier League) app stands out as one of the top refer-and-earn apps in India, offering up to ₹10,000 for each successful referral. MPL is a versatile gaming platform where users can play various games such as Poker, Ludo, Rummy, Call Break, Win Patti, and Fantasy Cricket, all while earning cash prizes.
The app provides daily cash winnings of up to ₹30 Cr*. MPL Pro features a referral program that allows you to earn up to ₹10,000 for every friend you successfully refer. Additionally, both you and your friend receive ₹5 upon signing up, and you’ll get 5% cashback when your friend makes their first deposit of up to ₹50.
Furthermore, you can earn an extra 25% cashback or up to ₹10,000 in MPL Coins for each referral who plays cash games, while your friend gets 15% of their margin back.
Amazon, the world’s largest online retail store, offers one of the best refer-and-earn programs through Amazon Pay. This app rewards you with points for referrals and provides cashback on purchases made through the app. Amazon Pay ensures an instant and secure checkout experience, with millions of users worldwide accessing Amazon daily.
When you refer a friend to download the Amazon app and sign up for Amazon Pay using your referral code, you'll receive ₹25 in your Amazon Pay wallet. You'll need to link your bank account to Amazon Pay to use the service.
Pros:The Upstox app is designed for trading mutual funds and stocks in India’s capital markets. You can join Upstox’s refer-and-earn program by signing up for their referral link service and sharing the referral URL with your friends.
Upstox rewards each participant with a referral commission of up to ₹600 for inviting new users to the app. To get started, follow the guidelines and upload the necessary documents to open an investment account on Upstox.
After creating your account and submitting the required documents, go to the profile icon on the dashboard and share your referral link with friends and family.
Pros:Meesho is one of the leading refer-and-earn apps in India, allowing users to earn money through product reselling and referrals. This popular reselling app supports drop shipping of goods.
By sharing your referral link and encouraging friends to download the app, you can earn money when they make purchases. Additionally, you can sell Meesho’s products and potentially make up to ₹25,000 each month.
To get started, download the Meesho app from the Play Store or App Store, create an account, and use the Refer & Earn option to share your link. You’ll earn 25% of the sales from your referral’s first three orders.
Pros:Users can also earn money on ySense by completing offers, watching movies, and signing up for various websites through the platform. One of ySense’s key benefits is that there are no fees for participating in surveys or playing games.
This makes it possible to earn a substantial amount without any initial investment, as the service is entirely free. ySense is among the top refer-and-earn apps in India, offering opportunities to earn money by conducting surveys and referring new users to their site or app.
The referral program provides a 30% commission for each successful referral.
Pros:Paytm is one of the leading refer-and-earn apps in India for 2023. Nearly everyone with a smartphone has the Paytm app for UPI payments. It allows users to pay bills, book flight or train tickets, and handle UPI transactions, among other services.
Additionally, Paytm features a refer-and-earn program for its users. By referring friends to the app, you can earn up to ₹10,000 in referral rewards when they sign up and use Paytm. You will receive ₹100 for each successful referral, and your friends will also get a guaranteed cashback reward after their first UPI money transfer on the app.
Pros:IIFL Securities, a full-service stockbroking firm based in India, offers a wide range of financial services to both institutional and retail clients. These services include equity and commodity broking, portfolio management, mutual funds, insurance, fixed deposits, and initial public offerings (IPOs). You can earn up to ₹500 by referring friends to the app and getting them to sign up.
Pros:Like Paytm, the digital payment app PhonePe was developed in India by Flipkart. PhonePe allows users to make purchases using wallets, credit/debit cards, UPI, and other payment methods via their smartphones.
It also offers services such as bill payments, recharges, and money transfers. By referring friends and family to PhonePe, you can earn a guaranteed ₹75 each time a referral adds their UPI details on the app.
Pros:Zerodha, the largest stockbroker in India, is a leading financial services company that was the first to enable retail investors to trade in stocks, commodities, and mutual funds through an online platform. Zerodha provides a range of services, including margin trading, analysis tools, portfolio management, and research.
Through Zerodha’s Refer and Earn Program, you can earn a flat 10% return on the brokerage paid by your referrals. Each successful referral earns you 300 reward points, which can be used in various ways on the app.
Pros:Cubber is a top refer-and-earn app that offers more than just referral bonuses. As a socioeconomic digital payment app, Cubber allows you to make payments, buy tickets, shop, and more. You can use the Cubber app for bill payments and phone recharges, and earn exciting cashback.
After downloading the Cubber app and creating an account, you can spin the wheel to win up to ₹1000. Share your referral link with friends, and you'll earn ₹30 cashback when your referral makes their first order with the Cubber Pay Card.
Pros:Google Pay – Earn ₹125 per Referral: Google Pay is a widely used digital payments app in India and also features a popular refer-and-earn program. You can earn ₹125 for each friend you refer, and your referrals will receive ₹21 when they sign up using your referral code.
You can earn up to 100 referral rewards with Google Pay. Once your referral completes their first payment, both you and your referral will receive a reward.
Pros:CRED is a members-only app for paying credit card bills and rewards timely payments. It offers special deals and premium experiences to its members. You can manage multiple credit cards and get credit score analysis.
CRED operates on an invitation-only basis. Through its refer-and-earn program, you can earn up to ₹1,000 for referring new members, and your referrals will receive ₹250 upon payment.
Pros:TaskBucks is a popular refer-and-earn app offering various ways to earn money, including answering questions, downloading apps, completing tasks, and referring friends. You can earn up to ₹25 for each referral.
Pros:RozDhan allows you to earn Paytm cash by watching videos, playing games, and reading articles. You’ll earn ₹12 for each friend you refer. Additionally, you’ll receive earnings each time your friend makes a payment through the app.
You get ₹50 for account creation and ₹30 for your first sign-in. Earnings can be withdrawn through Paytm or UPI once you reach a minimum balance of ₹200.
Pros:FreeCharge is a mobile recharge app that offers referral rewards. You can earn up to ₹30 per referral and use these earnings for mobile recharges. Both you and your referral receive a reward when the referral completes their first transaction. The app claims you can earn up to ₹5000 by referring friends and family.
Pros:Groww is an online investment platform that allows users to invest in mutual funds, stocks, and other financial instruments. The app provides various features such as portfolio management, tax optimization, real-time market data, and a user-friendly interface for managing investments.
Groww offers a referral program for existing users who have already invested through the app. To earn from the referral program, you need to share your referral link with friends and get them to sign up using the link. Users can earn up to ₹1,000 per referral, which is credited to their Groww Balance.
Pros:Pocket Money is a reliable app for earning referral bonuses. You can earn money by completing simple tasks like watching videos, doing daily challenges, and playing games, with potential earnings of up to ₹500. Additionally, you earn ₹30 for every successful referral, with a daily earning cap of ₹160.
Pros:EarnKaro is a leading affiliate marketing app in India, allowing users to earn money by promoting deals from popular sites like Myntra, Flipkart, and Ajio. You can earn up to ₹30,000 per month by sharing these deals. The app offers a flat 10% lifetime commission on the earnings of your referrals.
Pros:My11Circle is a fantasy sports app where users can earn ₹551 for each referral who signs up and plays on the app. The app allows users to play fantasy games and other games like carrom and rummy. Referral earnings can be withdrawn directly to your bank account, and new users receive an additional ₹100 cash bonus in their wallet.
Pros:mCent Browser is a free browser that allows users to earn talktime and data recharge up to ₹199. Users can perform tasks, read news, and visit websites to earn points, which can be converted into money. You earn ₹40 for each referral through the app's referral program.
Pros:MobiKwik is an online platform that allows users to invest in stocks, mutual funds, digital gold, and other assets, as well as perform online bank transfers and pay bills.
The app features a referral program where you earn a ₹50 sign-up bonus and ₹20 for each referral who joins and starts referring others. Additionally, you’ll receive ₹100 back in your wallet when your referrals use MobiKwik to transfer money to their banks.
Pros:5Paisa is India’s first listed discount broker, charging a flat brokerage fee for all trades. It offers a Demat account for trading in stocks, futures, commodities, currencies, and MCX commodities.
Although there’s no account opening fee, a ₹10 fee applies for each mutual fund order. You’ll receive a ₹200 referral credit, 12.5% brokerage sharing, and other rewards when your referral signs up.
Pros:Winzo is a popular online gaming app in India, featuring over 70 games, including fantasy, card, racing, and arcade games. The app’s referral system allows you to earn up to ₹55 for each referral. Rewards can be withdrawn instantly via PayTM, UPI, or Net Banking.
Pros:EarnEasy is a popular referral app that rewards users for completing simple tasks. You can earn ₹15 per referral and withdraw rewards directly to your bank account, Paytm wallet, or UPI account with no minimum withdrawal limit. New users receive ₹50 upon signing up.
Pros:Big Cash is a gaming platform where users pay ₹10 to play games and earn real money. Games available include Fruit Chop, Bulb Smash, Basketball, and Ice Blaster. You can earn ₹15 per referral and new users receive a ₹10 incentive for signing up via Facebook. Earnings can be withdrawn through Paytm Wallet.
Pros:Vision11 is a comprehensive gaming app that covers various sports, including cricket, football, baseball, basketball, and handball. Play your favorite games for a chance to win real cash rewards.
Invite friends to join the app, and you’ll earn a ₹100 bonus for each referral, which can be used as gaming credits. Additionally, you'll receive a 20% commission on the deposit made by each referral, credited directly to your winning account.
Pros:CoinSwitch Kuber is a secure and reliable cryptocurrency trading app in India, offering trading in 100 types of cryptocurrencies at competitive prices.
The referral program rewards you with BTC worth up to ₹400 for each referral. You’ll also earn BTC worth ₹50 when your referral completes KYC verification, and an additional BTC worth ₹200 if their first crypto purchase ranges from ₹1000 to ₹4999.
Pros:11Challengers is a fantasy gaming app where you can create fantasy teams and participate in live sports events such as cricket, football, and basketball
The app’s referral program lets you earn a 20% commission on your referral's cash game winnings. Download the app, enjoy your favorite sports, and invite friends using your referral code to start earning.
Pros:Zupee is a popular online gaming platform where you can participate in quizzes and games to earn money. With categories like Math, Hinglish, Hollywood, and Sports, and classic games like Ludo, you can win real cash.
Share your referral code with friends and family, and you'll earn ₹100 when they make their first deposit, plus ₹5 when they sign up. New users receive a welcome bonus for playing quizzes.
Pros:ZET is a fintech platform that connects partner brands with resellers to sell financial products and services. Users can earn money by inviting others to join the app using a unique promo or discount code.
There’s no membership fee, so no initial investment is required. You’ll receive ₹25 for each referral and a 10% commission on their earnings for life, paid to your bank account or Paytm wallet.
Pros:PhonePe is a widely used digital payments platform in India, offering a range of financial services like money transfers, bill payments, and online shopping via its user-friendly app. By inviting friends to download PhonePe, you can earn a ₹100 referral bonus for each new user.
Pros:Fantasy Power 11 is a popular fantasy sports app with minimal competition. Its referral program allows you to earn a 25% commission on each referral's deposits and a ₹100 cash bonus for inviting friends. Earnings can be withdrawn to a bank account or Paytm wallet.
Pros:CashBoss is a top app for monetizing content and earning money through referrals. By inviting friends and family to download CashBoss, you can earn ₹15 per referral and participate in the Wheel Spin for a chance to win up to ₹20.
Pros:PharmEasy is an Indian online pharmacy app that rewards users for referring friends. You can earn up to ₹25 in rewards for each successful referral, which can be used for various transactions within the app.
Pros:Frizza is a leading refer-and-earn app where you can make money by watching videos, completing surveys, and referring friends. You earn ₹25 for completing digital tasks and ₹15 for each referral, though you must complete seven offers before your earnings are credited.
Pros:GroMo is an Indian fintech startup that offers a platform for earning money by selling financial products such as loans, savings accounts, and investment plans. The app rewards users with GroMo coins and cash bonuses based on the sales made by their referrals.
Pros:Swiggy is a leading food delivery app in India and also features a referral program. Users can earn incentives by inviting friends, with both the referrer and the new user receiving discounts or cashback on food orders.
Pros:Rush App is a popular refer-and-earn app in India that allows users to earn money by inviting friends and family. Users can earn over ₹1000 per referral and withdraw their earnings via Paytm, UPI, or bank transfers.
Pros:Zomato is a well-known food delivery app with a robust referral program. Users can earn up to ₹100 for each successful referral, which can be used for orders within the app.
Pros:BigBasket is an online grocery delivery platform with a referral program. Users can earn up to ₹100 for each successful referral, which can be used for transactions within the app.
Pros:Apps that offer rewards for referring friends and family are known as “refer-and-earn” apps. Typically, these apps have referral programs that provide users with cash, gift cards, discounts, or other incentives in exchange for bringing new users on board.
MPL Pro is considered the top refer-and-earn app in India, offering up to ₹10,000 per referral. Other notable apps with referral programs include Cred, Groww, Upstox, and Amazon Pay.
You can potentially earn ₹1000 per day through refer-and-earn programs on various apps. By downloading apps like MPL, Upstox, Meesho, and Zerodha, and referring your friends, you can earn money for each successful referral.
The best refer-and-earn apps offering substantial referral bonuses include Upstox, IIFL Securities, Paytm Money, MPL Pro, Google Pay, and PhonePe. Referral bonuses on these apps range from ₹150 to ₹10,000.
Apps like FreeCharge offer free recharges as part of their refer-and-earn programs. By referring friends to these apps, you can earn incentives for each successful referral, with the amount varying depending on the app.