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40 Best Refer and Earn Apps in India
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40 Best Refer and Earn Apps in India


Philip Lucas
By Philip Lucas | August 30, 2024
40 Best Refer and Earn Apps in India

Table of Contents

Smartphones have become an essential part of our lives in the digital era. Whether it's for communication, shopping, or entertainment, there's an app for nearly everything. But did you know you can also make money and earn rewards through refer-and-earn programs by recommending apps to friends and family?

In India, refer-and-earn apps have gained significant popularity as they offer users the opportunity to earn attractive rewards by referring others. You can make anywhere from ₹150 to ₹10,000 per referral on these top apps, all without any initial investment. In this article, we'll explore some of the highest-paying refer-and-earn apps in India that can provide exciting opportunities for earning rewards and money.

Types of Refer and Earn Apps

There are several high-paying refer-and-earn apps where you can make money. Here are some of the top types of refer-and-earn apps in India that offer the best bonuses:

  • Gaming Apps: Gaming apps like MPL Pro not only let users earn money by playing games but also feature referral programs. By referring friends and family to download the app, you can earn rewards. For example, MPL Pro allows you to earn up to ₹10,000 per referral.
  • Cashback Apps: Cashback apps such as Swagbucks offer rewards for purchases made through the app. Their refer-and-earn programs typically reward users who get others to download the app.
  • Online Shopping Apps: Apps like Meesho provide opportunities to earn money by referring friends to use the app. Many online shopping apps have refer-and-earn programs that reward users for getting their network to download and use the app.
  • Payment Apps: Payment apps like Paytm, Google Pay, and PhonePe offer lucrative refer-and-earn programs. You can share a referral code with friends and family to download these apps and earn between ₹150 to ₹300 per referral.
  • Rewards Apps: Rewards apps such as Google Opinion Rewards give users discounts, gift cards, and incentives for completing tasks, watching videos, taking surveys, and playing games. They also offer refer-and-earn programs for each successful referral.
  • Survey Apps: Survey apps like Taskbucks allow users to earn money by completing surveys. Most of these apps include a refer-and-earn program that pays users for getting new users to download and use the app for survey participation.

Why are Refer & Earn Apps Good?

Refer-and-earn apps have become popular for several reasons, making them an attractive option for users seeking rewards and money. Here’s why they’re so appealing:

  • Effortless Rewards: Refer-and-earn apps offer a straightforward way to earn rewards. By inviting friends, family, or acquaintances to join the app or complete specific actions, you can earn cashback, gift cards, points, or other incentives. This process requires minimal effort, making it an easy option for users.
  • Additional Income Opportunities: Some refer-and-earn apps in India provide more than just rewards—they offer extra income opportunities. For example, reselling platforms allow users to start online businesses and earn commissions on sales made through their referrals. These apps provide a flexible way to supplement income or explore entrepreneurial ventures.
  • Diverse Rewards: Refer-and-earn apps offer a range of rewards to suit different preferences. These can include cashback, gift vouchers, coupons, discounts, exclusive access to features or events, and virtual currency. Users can choose rewards that match their interests and needs, enhancing the appeal of these apps.
  • Community Building and Engagement: These apps help build a sense of community among users. By inviting others to join, users can share experiences and engage in discussions about the app’s features, rewards, and benefits. This fosters user engagement, loyalty, and satisfaction.
  • Utilizing Personal Networks: Refer-and-earn apps make use of personal networks rather than traditional advertising methods. By relying on word-of-mouth marketing, existing users share their positive experiences with their network, creating a mutually beneficial situation where you earn rewards while the app attracts new users.

List of 40 Best Paying Refer and Earn Apps in India – Earn Cash Without Investment

1) MPL Pro – Best Refer and Earn App for up to ₹10,000/Referral:

The MPL Pro (Mobile Premier League) app stands out as one of the top refer-and-earn apps in India, offering up to ₹10,000 for each successful referral. MPL is a versatile gaming platform where users can play various games such as Poker, Ludo, Rummy, Call Break, Win Patti, and Fantasy Cricket, all while earning cash prizes.

The app provides daily cash winnings of up to ₹30 Cr*. MPL Pro features a referral program that allows you to earn up to ₹10,000 for every friend you successfully refer. Additionally, both you and your friend receive ₹5 upon signing up, and you’ll get 5% cashback when your friend makes their first deposit of up to ₹50.

Furthermore, you can earn an extra 25% cashback or up to ₹10,000 in MPL Coins for each referral who plays cash games, while your friend gets 15% of their margin back.

How to Refer a Friend on MPL?

  • Open the MPL app and tap on the Refer & Earn icon at the bottom of the screen.
  • Copy your referral code and share it via WhatsApp, Facebook, or other social media platforms.
  • Encourage your friends to download MPL and sign up to start earning cash.
  • You will receive ₹75 for each successful referral.
Pros:
  • MPL Pro offers over 60 gaming options, many of which are free.
  • The app features exciting cash contests and tournaments with impressive prizes.
  • MPL is a secure, regulated platform that ensures user privacy.
  • Multiple payment options are available for withdrawing your winnings.
Cons:
  • Users have reported slow server issues with MPL Pro.
  • A stable internet connection is needed for a smooth gaming experience.

2) Amazon Pay – Get Rs 25 per Referral:

Amazon, the world’s largest online retail store, offers one of the best refer-and-earn programs through Amazon Pay. This app rewards you with points for referrals and provides cashback on purchases made through the app. Amazon Pay ensures an instant and secure checkout experience, with millions of users worldwide accessing Amazon daily.

When you refer a friend to download the Amazon app and sign up for Amazon Pay using your referral code, you'll receive ₹25 in your Amazon Pay wallet. You'll need to link your bank account to Amazon Pay to use the service.

Pros:
  • Amazon Pay eliminates the need to pull out a debit card for each purchase.
  • It allows you to add gift vouchers to your account, which are reflected in your Amazon Pay balance.
  • The Amazon Pay Later feature lets you buy items from the Amazon website and pay later.
Cons:
  • A stable internet connection is necessary for Amazon Pay to function effectively.
  • The cashback value offered by Amazon Pay is relatively low.
  • It is not compatible with all shopping platforms.

3) Upstox – Earn up to ₹600:

The Upstox app is designed for trading mutual funds and stocks in India’s capital markets. You can join Upstox’s refer-and-earn program by signing up for their referral link service and sharing the referral URL with your friends.

Upstox rewards each participant with a referral commission of up to ₹600 for inviting new users to the app. To get started, follow the guidelines and upload the necessary documents to open an investment account on Upstox.

After creating your account and submitting the required documents, go to the profile icon on the dashboard and share your referral link with friends and family.

Pros:
  • Upstox offers a variety of investment options.
  • The account-opening process is straightforward.
  • You can easily switch between different modes.
Cons:
  • No brokerage-free equity trading is available.
  • NRI trading accounts are not supported.
  • Margin funding is not offered or available.

4) Meesho – Get 25% of Sales on Referral’s First Three Orders:

Meesho is one of the leading refer-and-earn apps in India, allowing users to earn money through product reselling and referrals. This popular reselling app supports drop shipping of goods.

By sharing your referral link and encouraging friends to download the app, you can earn money when they make purchases. Additionally, you can sell Meesho’s products and potentially make up to ₹25,000 each month.

To get started, download the Meesho app from the Play Store or App Store, create an account, and use the Refer & Earn option to share your link. You’ll earn 25% of the sales from your referral’s first three orders.

Pros:
  • Offers a free cash-on-delivery option.
  • Allows you to start a business on Meesho with minimal investment.
  • The app is user-friendly and easy to navigate.
  • Provides a wide range of products at low prices.
Cons:
  • The market is highly competitive.
  • Meesho’s return and refund policy can be stringent.
  • Customer support is often reported as inadequate.

5) ySense – 30% Incentive Per referral:

Users can also earn money on ySense by completing offers, watching movies, and signing up for various websites through the platform. One of ySense’s key benefits is that there are no fees for participating in surveys or playing games.

This makes it possible to earn a substantial amount without any initial investment, as the service is entirely free. ySense is among the top refer-and-earn apps in India, offering opportunities to earn money by conducting surveys and referring new users to their site or app.

The referral program provides a 30% commission for each successful referral.

Pros:
  • Referrals on ySense can earn you between 10 to 30 cents each.
  • You can receive payments through multiple methods, including PayPal, Amazon Gift Card, and Skrill.
  • Joining ySense is free of charge.
Cons:
  • It’s not a viable option for full-time income.
  • Qualifying for surveys can be challenging.
  • ySense has relatively low payment rates.

6) Paytm Money – Refer and Earn ₹300:

Paytm is one of the leading refer-and-earn apps in India for 2023. Nearly everyone with a smartphone has the Paytm app for UPI payments. It allows users to pay bills, book flight or train tickets, and handle UPI transactions, among other services.

Additionally, Paytm features a refer-and-earn program for its users. By referring friends to the app, you can earn up to ₹10,000 in referral rewards when they sign up and use Paytm. You will receive ₹100 for each successful referral, and your friends will also get a guaranteed cashback reward after their first UPI money transfer on the app.

Pros:
  • The platform is easy to use and user-friendly.
  • It offers a quick account setup process.
  • You can earn an additional 1% return through the direct Mutual Fund platform.
  • The pricing model is clear and straightforward.
Cons:
  • Customer service is often reported as inadequate.
  • The investment experience can be less user-friendly.
  • There are fees for account opening and KYC verification.

7) IIFL Securities – Earn up to ₹500:

IIFL Securities, a full-service stockbroking firm based in India, offers a wide range of financial services to both institutional and retail clients. These services include equity and commodity broking, portfolio management, mutual funds, insurance, fixed deposits, and initial public offerings (IPOs). You can earn up to ₹500 by referring friends to the app and getting them to sign up.

Pros:
  • Offers over 20 investment categories.
  • Provides trading with up to 4 times the margin.
  • Features customized management solutions.
  • Delivers financial advice and tips tailored to your risk profile.
Cons:
  • Margin funding may be provided without prior notice.
  • Lacks banking certification.
  • Does not offer direct mutual funds.

8) PhonePe – Earn Guaranteed Flat ₹75:

Like Paytm, the digital payment app PhonePe was developed in India by Flipkart. PhonePe allows users to make purchases using wallets, credit/debit cards, UPI, and other payment methods via their smartphones.

It also offers services such as bill payments, recharges, and money transfers. By referring friends and family to PhonePe, you can earn a guaranteed ₹75 each time a referral adds their UPI details on the app.

Pros:
  • Facilitates easy payments.
  • Supports multiple bank accounts.
  • Rewards you with a scratch card for each payment made on the app.
  • Provides excellent customer support.
Cons:
  • Lacks secure login features like PIN and password.
  • Often experiences technical issues.
  • Does not offer refunds for cancellations, such as travel ticket bookings.

9) Zerodha – Earn 300 Reward Points:

Zerodha, the largest stockbroker in India, is a leading financial services company that was the first to enable retail investors to trade in stocks, commodities, and mutual funds through an online platform. Zerodha provides a range of services, including margin trading, analysis tools, portfolio management, and research.

Through Zerodha’s Refer and Earn Program, you can earn a flat 10% return on the brokerage paid by your referrals. Each successful referral earns you 300 reward points, which can be used in various ways on the app.

Pros:
  • Reliable and secure platform.
  • Advanced online trading tools.
  • Quick online account setup.
  • Low brokerage fees.
Cons:
  • Lacks valuable tips, research reports, and recommendations.
  • Monthly unlimited trading plans are not available.
  • No lifetime unlimited or demat account plans.

10) Cubber – Get ₹30 cashback:

Cubber is a top refer-and-earn app that offers more than just referral bonuses. As a socioeconomic digital payment app, Cubber allows you to make payments, buy tickets, shop, and more. You can use the Cubber app for bill payments and phone recharges, and earn exciting cashback.

After downloading the Cubber app and creating an account, you can spin the wheel to win up to ₹1000. Share your referral link with friends, and you'll earn ₹30 cashback when your referral makes their first order with the Cubber Pay Card.

Pros:
  • Facilitates utility payments.
  • Allows creation of a virtual credit card.
  • Enables ticket purchases for events and entertainment.
Cons:
  • Limited opportunities to earn many referrals.
  • Few merchant partnerships.
  • Customer reviews are not very positive.

11) Google Pay – Refer and Earn ₹125:

Google Pay – Earn ₹125 per Referral: Google Pay is a widely used digital payments app in India and also features a popular refer-and-earn program. You can earn ₹125 for each friend you refer, and your referrals will receive ₹21 when they sign up using your referral code.

You can earn up to 100 referral rewards with Google Pay. Once your referral completes their first payment, both you and your referral will receive a reward.

Pros:
  • Compatible with all types of devices.
  • Tracks both incoming and outgoing payments.
  • Offers attractive cashback and rewards.
Cons:
  • Limited to certain bank accounts.
  • Not available in all countries.
  • Bank transfers can be slow.

12) CRED – Refer and Earn up to ₹1000:

CRED is a members-only app for paying credit card bills and rewards timely payments. It offers special deals and premium experiences to its members. You can manage multiple credit cards and get credit score analysis.

CRED operates on an invitation-only basis. Through its refer-and-earn program, you can earn up to ₹1,000 for referring new members, and your referrals will receive ₹250 upon payment.

Pros:
  • Provides quick cash in emergencies.
  • Low interest rates.
  • High credit limits.
  • Increases chances of credit card and loan approvals.
Cons:
  • No reward points are given.
  • CRED transactions may incur relatively high charges.
  • Does not offer free interest.

13) TaskBucks – Get Upto Rs 25 Per Friend:

TaskBucks is a popular refer-and-earn app offering various ways to earn money, including answering questions, downloading apps, completing tasks, and referring friends. You can earn up to ₹25 for each referral.

Pros:
  • Earn money that can be used for Paytm cash, mobile recharges, or bill payments.
  • Earn ₹100 for every successful referral.
  • Provides earning opportunities through feedback.
Cons:
  • Log-out and profile update features are restricted.
  • Frequently interrupted by advertisements.
  • Income is not consistent.

14) RozDhan – Get ₹12 On Every Referral:

RozDhan allows you to earn Paytm cash by watching videos, playing games, and reading articles. You’ll earn ₹12 for each friend you refer. Additionally, you’ll receive earnings each time your friend makes a payment through the app.

You get ₹50 for account creation and ₹30 for your first sign-in. Earnings can be withdrawn through Paytm or UPI once you reach a minimum balance of ₹200.

Pros:
  • Provides 1,250 coins for each referral.
  • Rewards points on every login.
  • Simple account verification process.
Cons:
  • Limited earnings potential.
  • Minimum payout is ₹200.
  • Not suitable for users under 18 and lacks certification.

15) FreeCharge – Earn up to ₹5000 Cashback:

FreeCharge is a mobile recharge app that offers referral rewards. You can earn up to ₹30 per referral and use these earnings for mobile recharges. Both you and your referral receive a reward when the referral completes their first transaction. The app claims you can earn up to ₹5000 by referring friends and family.

Pros:
  • Provides a stress-free payment experience.
  • Secure payment portal.
  • Offers excellent deals.
  • No payment charges for UPI transactions.
Cons:
  • Customer reviews are not very effective.
  • The app can be slow.
  • Requires advance payments.

16) Groww – Get up to ₹1,000:

Groww is an online investment platform that allows users to invest in mutual funds, stocks, and other financial instruments. The app provides various features such as portfolio management, tax optimization, real-time market data, and a user-friendly interface for managing investments.

Groww offers a referral program for existing users who have already invested through the app. To earn from the referral program, you need to share your referral link with friends and get them to sign up using the link. Users can earn up to ₹1,000 per referral, which is credited to their Groww Balance.

Pros:
  • Diversification helps reduce risk.
  • Platform is highly secure.
  • Offers a range of investment options.
Cons:
  • Investment products are somewhat limited.
  • No access to commodity trading.
  • Lacks tips and research reports on stocks.

17) Pocket Money – Refer and Earn Rs.160 Daily:

Pocket Money is a reliable app for earning referral bonuses. You can earn money by completing simple tasks like watching videos, doing daily challenges, and playing games, with potential earnings of up to ₹500. Additionally, you earn ₹30 for every successful referral, with a daily earning cap of ₹160.

Pros:
  • Multiple redemption options available.
  • Offers a variety of choices for earning.
  • Easy installation and registration process.
Cons:
  • The best offers are only available during the initial setup.
  • Rewards decrease after becoming a regular user.
  • Frequent advertisements can be annoying.

18) EarnKaro – Flat 10% lifetime Commission on Referrals’ Earnings:

EarnKaro is a leading affiliate marketing app in India, allowing users to earn money by promoting deals from popular sites like Myntra, Flipkart, and Ajio. You can earn up to ₹30,000 per month by sharing these deals. The app offers a flat 10% lifetime commission on the earnings of your referrals.

Pros:
  • User-friendly website.
  • Wide range of brands and products.
  • Timely payments.
Cons:
  • Tracking performance can take 2-3 days.
  • Profit confirmation may take 30 to 90 days.
  • Limited product selection.

19) My11Circle – Get ₹551 Per Referral:

My11Circle is a fantasy sports app where users can earn ₹551 for each referral who signs up and plays on the app. The app allows users to play fantasy games and other games like carrom and rummy. Referral earnings can be withdrawn directly to your bank account, and new users receive an additional ₹100 cash bonus in their wallet.

Pros:
  • Real-time updates.
  • Smooth and fast app performance.
  • Safe and secure transactions.
  • Opportunities to win real cash.
Cons:
  • Risk of losing money if unprepared for competition.
  • Setting up multiple teams can be time-consuming.
  • Algorithm could be improved.

20) mCent Browser – Earn Rs 40 Per Referral:

mCent Browser is a free browser that allows users to earn talktime and data recharge up to ₹199. Users can perform tasks, read news, and visit websites to earn points, which can be converted into money. You earn ₹40 for each referral through the app's referral program.

Pros:
  • Earn points for browsing, which can be converted into cash.
  • 1,000 points equal 1 rupee.
  • Referring can earn you 9,000 points, equivalent to 9 rupees.
Cons:
  • Points earned may not match claims.
  • Payment processing can be slow.
  • Potential risk of losing data.

21) MobiKwik – Earn up to Rs 5,000 SuperCash:

MobiKwik is an online platform that allows users to invest in stocks, mutual funds, digital gold, and other assets, as well as perform online bank transfers and pay bills.

The app features a referral program where you earn a ₹50 sign-up bonus and ₹20 for each referral who joins and starts referring others. Additionally, you’ll receive ₹100 back in your wallet when your referrals use MobiKwik to transfer money to their banks.

Pros:
  • Offers various cashbacks and deals.
  • Convenient for paying utility bills.
Cons:
  • Poor user interface.
  • Customer support needs improvement.
  • Limited merchant network.

22) 5Paisa – Get ₹200 Referral Credit:

5Paisa is India’s first listed discount broker, charging a flat brokerage fee for all trades. It offers a Demat account for trading in stocks, futures, commodities, currencies, and MCX commodities.

Although there’s no account opening fee, a ₹10 fee applies for each mutual fund order. You’ll receive a ₹200 referral credit, 12.5% brokerage sharing, and other rewards when your referral signs up.

Pros:
  • Lower charges compared to competitors.
  • Provides margin funding and portfolio analysis.
  • Offers various value-added packs.
Cons:
  • Maintenance costs are required.
  • Technology-driven platform may be confusing for some.
  • May encourage impulsive trading.

23) Winzo – Earn Cash upto ₹55 Per Referral:

Winzo is a popular online gaming app in India, featuring over 70 games, including fantasy, card, racing, and arcade games. The app’s referral system allows you to earn up to ₹55 for each referral. Rewards can be withdrawn instantly via PayTM, UPI, or Net Banking.

Pros:
  • Excellent gameplay experience.
  • Instant cash withdrawals.
  • Fair platform with RNG certification.
Cons:
  • Poor customer service.
  • Often features bots in games.
  • Withdrawn amounts may not always be credited.

24) EarnEasy – Get ₹15 for Each Referral:

EarnEasy is a popular referral app that rewards users for completing simple tasks. You can earn ₹15 per referral and withdraw rewards directly to your bank account, Paytm wallet, or UPI account with no minimum withdrawal limit. New users receive ₹50 upon signing up.

Pros:
  • Government-registered company.
  • Direct payments to bank accounts.
  • Provides a smooth and stress-free experience.
Cons:
  • Claims of rewards not always fulfilled.
  • Requires around 30 referrals to withdraw the minimum amount.
  • Customer service is unresponsive.

25) Big Cash – Get ₹15 Per Referral:

Big Cash is a gaming platform where users pay ₹10 to play games and earn real money. Games available include Fruit Chop, Bulb Smash, Basketball, and Ice Blaster. You can earn ₹15 per referral and new users receive a ₹10 incentive for signing up via Facebook. Earnings can be withdrawn through Paytm Wallet.

Pros:
  • No fees for sending and receiving money.
  • Facilitates mobile payments.
  • Allows buying and selling bitcoin.
  • Simplified reimbursement process.
Cons:
  • Poor customer service.
  • Limited transaction limits in the first 30 days.
  • Not available for international use.

26) Vision11 – Get ₹100 bonus For Every Referral:

Vision11 is a comprehensive gaming app that covers various sports, including cricket, football, baseball, basketball, and handball. Play your favorite games for a chance to win real cash rewards.

Invite friends to join the app, and you’ll earn a ₹100 bonus for each referral, which can be used as gaming credits. Additionally, you'll receive a 20% commission on the deposit made by each referral, credited directly to your winning account.

Pros:
  • Offers 11 exciting fantasy games.
  • Immediate withdrawal of winnings.
  • Allows team creation before the match starts.
  • Legal and certified platform.
Cons:
  • Basic knowledge of the game is required to participate.
  • Low winning ratio in major events.
  • Potential for multiple fake teams.

27) CoinSwitch Kuber – Earn BTC Worth up to ₹400:

CoinSwitch Kuber is a secure and reliable cryptocurrency trading app in India, offering trading in 100 types of cryptocurrencies at competitive prices.

The referral program rewards you with BTC worth up to ₹400 for each referral. You’ll also earn BTC worth ₹50 when your referral completes KYC verification, and an additional BTC worth ₹200 if their first crypto purchase ranges from ₹1000 to ₹4999.

Pros:
  • Safe and secure trading platform.
  • Allows buying over 80 cryptocurrencies.
  • User-friendly interface.
Cons:
  • No leverage or card deposit/withdrawal facilities.
  • Trades must be made with your own capital; no investment options provided.

28) 11Challengers – Get 20% of Referral Winnings:

11Challengers is a fantasy gaming app where you can create fantasy teams and participate in live sports events such as cricket, football, and basketball

The app’s referral program lets you earn a 20% commission on your referral's cash game winnings. Download the app, enjoy your favorite sports, and invite friends using your referral code to start earning.

Pros:
  • Lifetime referral bonuses.
  • Low entry fees.
  • Signup bonus available.
  • 24/7 customer support.
Cons:
  • Requires skill to succeed.
  • Highly competitive environment.
  • Not suitable for beginners.

29) Zupee – Earn ₹100 on Referral’s First Deposit:

Zupee is a popular online gaming platform where you can participate in quizzes and games to earn money. With categories like Math, Hinglish, Hollywood, and Sports, and classic games like Ludo, you can win real cash.

Share your referral code with friends and family, and you'll earn ₹100 when they make their first deposit, plus ₹5 when they sign up. New users receive a welcome bonus for playing quizzes.

Pros:
  • Opportunity to win real money.
  • RNG-certified for fairness and safety.
  • Excellent user experience.
  • Playable on the go.
Cons:
  • The app can be slow.
  • Difficult questions may result in losses.
  • Potential for losing money.

30) ZET (Previously OneCode) – Earn ₹25 Bonus Per Referral:

ZET is a fintech platform that connects partner brands with resellers to sell financial products and services. Users can earn money by inviting others to join the app using a unique promo or discount code.

There’s no membership fee, so no initial investment is required. You’ll receive ₹25 for each referral and a 10% commission on their earnings for life, paid to your bank account or Paytm wallet.

Pros:
  • No investment needed to join.
  • Expert training provided.
  • Unlimited earning potential.
  • Quick payouts.
Cons:
  • Requires thorough identity verification.
  • Frequent network errors.
  • Ineffective customer support.

31) PhonePe – Earn ₹100 Bonus Per Referral:

PhonePe is a widely used digital payments platform in India, offering a range of financial services like money transfers, bill payments, and online shopping via its user-friendly app. By inviting friends to download PhonePe, you can earn a ₹100 referral bonus for each new user.

Pros:
  • Facilitates instant money transfers to friends, family, and businesses.
  • Provides attractive cashback rewards and discounts on various transactions.
  • Features an intuitive interface and strong security measures for a seamless payment experience.
Cons:
  • May not be accepted by all merchants, limiting its use in some situations.
  • Users might experience occasional technical issues or server disruptions.
  • Dependence on internet connectivity can be challenging in areas with poor network coverage.

32) Fantasy Power 11:

Fantasy Power 11 is a popular fantasy sports app with minimal competition. Its referral program allows you to earn a 25% commission on each referral's deposits and a ₹100 cash bonus for inviting friends. Earnings can be withdrawn to a bank account or Paytm wallet.

Pros:
  • High referral commission.
  • Lifetime earnings from referrals.
  • Multiple withdrawal options available.
Cons:
  • Developers may not always meet their promises.
  • A 5% withdrawal fee applies.
  • Participation is restricted in some states.

33) CashBoss:

CashBoss is a top app for monetizing content and earning money through referrals. By inviting friends and family to download CashBoss, you can earn ₹15 per referral and participate in the Wheel Spin for a chance to win up to ₹20.

Pros:
  • Simple way to earn money through referrals.
  • Additional rewards from the Wheel Spin.
  • User-friendly interface.
Cons:
  • Limited earnings per referral.
  • Requires multiple tasks to withdraw earnings.
  • Occasional technical issues.

34) PharmEasy:

PharmEasy is an Indian online pharmacy app that rewards users for referring friends. You can earn up to ₹25 in rewards for each successful referral, which can be used for various transactions within the app.

Pros:
  • Fast medication delivery.
  • Wide range of medicines available.
  • Frequent discounts and cashback offers.
  • Includes doctor consultation services.
Cons:
  • Some medicines may be out of stock for extended periods.
  • Issues with return delivery charges.
  • Orders may need to be picked up from different locations.
  • Complaints are sometimes not addressed promptly.

35) Frizza:

Frizza is a leading refer-and-earn app where you can make money by watching videos, completing surveys, and referring friends. You earn ₹25 for completing digital tasks and ₹15 for each referral, though you must complete seven offers before your earnings are credited.

Pros:
  • Multiple earning opportunities.
  • Regular payouts for completed tasks.
  • Easy-to-use interface.
Cons:
  • Requires completing several offers before payouts.
  • Limited earnings per referral.
  • Occasionally experiences technical issues.

36) GroMo:

GroMo is an Indian fintech startup that offers a platform for earning money by selling financial products such as loans, savings accounts, and investment plans. The app rewards users with GroMo coins and cash bonuses based on the sales made by their referrals.

Pros:
  • Potential for high earnings with continuous income.
  • Milestone bonuses for successful referrals.
  • Experience in selling financial products.
Cons:
  • Requires actively selling financial products.
  • Initial effort needed to start getting referrals.
  • Competitive market environment.

37) Swiggy:

Swiggy is a leading food delivery app in India and also features a referral program. Users can earn incentives by inviting friends, with both the referrer and the new user receiving discounts or cashback on food orders.

Pros:
  • User-friendly interface.
  • Quick delivery times.
  • Extensive coverage area.
Cons:
  • Additional charges may apply.
  • Limited availability of Swiggy One benefits.
  • Concerns about food quality and hygiene.

38) Rush App:

Rush App is a popular refer-and-earn app in India that allows users to earn money by inviting friends and family. Users can earn over ₹1000 per referral and withdraw their earnings via Paytm, UPI, or bank transfers.

Pros:
  • Secure payment system.
  • RNG-certified games.
  • High referral bonuses.
Cons:
  • Relatively new app with some safety concerns.
  • Highly competitive games.
  • Minimum withdrawal amount of ₹25.

39) Zomato:

Zomato is a well-known food delivery app with a robust referral program. Users can earn up to ₹100 for each successful referral, which can be used for orders within the app.

Pros:
  • Discounts and benefits for new users.
  • Responsive customer support.
  • Smooth user interface.
Cons:
  • High delivery charges.
  • Potentially manipulated delivery times.
  • Growth dependent on user feedback.

40) BigBasket:

BigBasket is an online grocery delivery platform with a referral program. Users can earn up to ₹100 for each successful referral, which can be used for transactions within the app.

Pros:
  • Timely delivery of products.
  • Good quality items.
  • Reasonable pricing.
Cons:
  • Inconsistent product availability.
  • Issues with returns and order cancellations.
  • Challenges with inventory management.

Refer and Earn App FAQs

What are refer & earn apps?

Apps that offer rewards for referring friends and family are known as “refer-and-earn” apps. Typically, these apps have referral programs that provide users with cash, gift cards, discounts, or other incentives in exchange for bringing new users on board.

Which is the best refer and earn app?

MPL Pro is considered the top refer-and-earn app in India, offering up to ₹10,000 per referral. Other notable apps with referral programs include Cred, Groww, Upstox, and Amazon Pay.

How to earn ₹1000 per day from mobile?

You can potentially earn ₹1000 per day through refer-and-earn programs on various apps. By downloading apps like MPL, Upstox, Meesho, and Zerodha, and referring your friends, you can earn money for each successful referral.

What money apps have referral bonus?

The best refer-and-earn apps offering substantial referral bonuses include Upstox, IIFL Securities, Paytm Money, MPL Pro, Google Pay, and PhonePe. Referral bonuses on these apps range from ₹150 to ₹10,000.

Can we get free recharges from refer and earn?

Apps like FreeCharge offer free recharges as part of their refer-and-earn programs. By referring friends to these apps, you can earn incentives for each successful referral, with the amount varying depending on the app.

Philip Lucas
About Our Reviewer: Philip Lucas
Philip Lucas is an experienced casino content writer with a strong focus on creating insightful and engaging content for the online gaming industry. His expertise lies in breaking down complex casino concepts and presenting them in a way that is accessible to all players. With a background in sports studies, Philip brings a unique analytical perspective to his work, enriching his reviews, guides, and strategy articles. Over the years, he has made significant contributions to major iGaming platforms, establishing himself as a trusted voice in the world of online casinos.

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